33-22-1203. Limited benefit disability insurance -- minimum benefits. A limited benefit disability insurance policy must provide benefits that include but are not limited to coverage for:
(1) maternity care consisting of prenatal and obstetrical care furnished by providers licensed or certified in accordance with the laws of the state of Montana or the state where the services are provided;
(2) newborn care consisting of routine hospital nursery and pediatric care for the child of a covered individual or covered individual's spouse from the instant of birth until the child reaches the age of 31 days. If newborn coverage is to continue beyond 31 days and payment of a specific premium or subscription fee is required to provide coverage for a child, the policy may require that notification of the birth of the child and payment of the required premium must be furnished to the insurer within 31 days after the date of birth in order to have the coverage continue beyond the 31-day period.
(3) well-child care consisting of immunizations and checkups for children under 2 years of age;
(4) services for the care and treatment of mental illness, alcoholism, and substance abuse, consisting of inpatient or outpatient services by any licensed Montana facility or provider, with a minimum annual benefit of $1,000; and
(5) hospital care under terms and conditions established by the policy of insurance.
History: En. Sec. 3, Ch. 606, L. 1991.